Services

Estate planning entails a comprehensive review of current tax law and the impact of intestacy. Also included within estate planning are wills, trusts—living trusts, charitable remainder and lead trusts, revocable and irrevocable trusts—along with charitable giving, family foundations, and other legal tools. Do you have children? Divorced? Remarried? There is important information you need to know to successfully strategize for the future, no matter your unique situation.

Fringe benefits refer to the additional financial perks offered by employers that supplement an employee’s salary, including 401(k)s, profit sharing, defined benefits, cash balance plans, employee stock ownership plans (ESOPs), and group insurance, among others. Understanding these instruments and benefits is critical to successfully achieving your financial goals.

Investment planning services are utilized to identify investment objectives, gather relevant data, and employ the most effective financial concepts and strategies to achieve your goals. For example, you can use investment planning services to assess budgeting and cash flows, plan for retirement, save for higher education, determine systematic investment and withdrawal needs, and review potential portfolio allocations. Alternative methods of investing may also be considered, along with approaches to portfolio tax efficiency and other considerations.

Business succession planning can be useful if you are a privately held business owner or shareholder and need assistance for retirement planning or are planning for the business in the event of disability or death. Who will be the new owner? When will ownership be officially transferred? Succession planning ensures your business remains in qualified hands and that you, your business partners, and your heirs are appropriately compensated after one of these life events.